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Dealer Financing vs. Bank Auto Financing

You have two options for financing when it comes to purchasing a new or used Porsche; dealer financing or bank auto financing. Both of these have potential advantages, so how do you decide? The Porsche Financial Services team at Porsche Fremont explains these options in detail to help you choose wisely. Explore your financial options in %%d_city%%! 


Why Choose to Dealer Finance?

If you decide to dealer finance, you’ll find some perks that you won’t get with bank auto financing. With a dealership, you’ll find: 

  • Options to lease or buy and finance team members who can help you decide between these two options. 
  • Your loan will be shopped around to multiple lenders, allowing you to compare offers to pick the terms and rates you want. 
  • One easy and secure application, online or in-person. 
  • Dealerships often have financing incentives you’ll miss out on if you go through a bank. 
  • Banks may set limits for a vehicle’s age and mileage, which can be restricting if you’re shopping for a pre-owned Porsche. 
  • Some dealerships specialize in working with buyers who have credit issues.
  • You may be able to negotiate other costs, like your down payment, if you opt for dealer financing. 

Reasons for Bank Auto Financing 

When it comes to bank auto financing, some shoppers feel more comfortable because they already have a relationship with their bank. Banks also have the ability to set their own internal rates. While these are both positives, it’s worth checking to with a dealership to see is they can provide a better offer. 

Porsche Financial Services

Porsche Financial Services makes the financing process as quick as our cars, with the same world-class treatment every step of the way with: 

Start Dealer Financing in the Bay Area!

When it’s time to get into a new or used Porsche, bank auto financing can’t quite live up to the advantages of dealer financing. Start the process of getting into your new Porsche with the Porsche Financial Services representatives at Porsche Fremont, or by filling out our online application!

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5740 Cushing Parkway • Fremont, CA 94538

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Porsche Fremont 37.499614, -121.976058.